--- title: Humana Medicina prepagada description: Accede a medicina prepagada con beneficios exclusivos, sin costo. Cobertura por incapacidad de hasta $150.000 por persona, consultas médicas, hospitales referenciales y más. ¡Descubre los beneficios de Humana S.A.! image: https://planmedico.humana.med.ec/hubfs/mailing%20elije%20la%20mas%20humana-01.png --- [![Planes-de-Medicina-Prepagada-y-Seguros-Salud-Ecuador-Humana-SA](https://planmedico.humana.med.ec/hs-fs/hubfs/Planes-de-Medicina-Prepagada-y-Seguros-Salud-Ecuador-Humana-SA.png?width=210&height=83&name=Planes-de-Medicina-Prepagada-y-Seguros-Salud-Ecuador-Humana-SA.png "Planes-de-Medicina-Prepagada-y-Seguros-Salud-Ecuador-Humana-SA")](https://planmedico.humana.med.ec/?hsLang=es-ec) ![Logo Humana](https://planmedico.humana.med.ec/hubfs/24%20de%20Semptiembre%202024/Logo%20Humana.png "Logo Humana") “Tu plan de medicina prepagada con beneficios exclusivos a costo 0.” ![LANDING-DESKTOP-06](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-06.png "LANDING-DESKTOP-06") ![LANDING-DESKTOP-05-1](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-05-1.png "LANDING-DESKTOP-05-1") ![LANDING-DESKTOP-02-4](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-02-4.png "LANDING-DESKTOP-02-4") ![LANDING-DESKTOP-03-2](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-03-2.png "LANDING-DESKTOP-03-2") ![LANDING-DESKTOP-04-1](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-04-1.png "LANDING-DESKTOP-04-1") ![Img 1](https://planmedico.humana.med.ec/hs-fs/hubfs/15%20de%20Enero%202025/Img%201.png?width=1553&height=256&name=Img%201.png "Img 1") ![Img 8](https://planmedico.humana.med.ec/hubfs/13%20de%20Octubre%202025/Img%208.png "Img 8") [.](https://planmedico.humana.med.ec/cobertura-integral#formulario) O si deseas atendemos tus requerimientos con un clic. [![Btn 4](https://planmedico.humana.med.ec/hubfs/15%20de%20Enero%202025/Btn%204.png "Btn 4")](https://humana.med.ec/cotizador/) [![Quiero Llamar](https://planmedico.humana.med.ec/hubfs/05%20de%20Agosto%202024/Btn%202.png)](tel:024017000) [![Btn 1](https://planmedico.humana.med.ec/hubfs/15%20de%20Enero%202025/Btn%201.png "Btn 1")](https://api.whatsapp.com/send?phone=593992642828&text=Hola%20deseo%20informaci%C3%B3n%20de%20un%20plan%20m%C3%A9dico) [![Img 10](https://5316042.fs1.hubspotusercontent-na1.net/hub/5316042/hubfs/13%20de%20Octubre%202025/Img%2010.png?width=1200&length=1200&name=Img%2010.png)](https://planmedico.humana.med.ec/cobertura-integral#hs_form_target_widget_1706160205713) [![Img 11](https://5316042.fs1.hubspotusercontent-na1.net/hub/5316042/hubfs/13%20de%20Octubre%202025/Img%2011.png?width=1200&length=1200&name=Img%2011.png)](https://planmedico.humana.med.ec/cobertura-integral#hs_form_target_widget_1706160205713) [![Img 12](https://5316042.fs1.hubspotusercontent-na1.net/hub/5316042/hubfs/13%20de%20Octubre%202025/Img%2012.png?width=1200&length=1200&name=Img%2012.png)](https://planmedico.humana.med.ec/cobertura-integral#hs_form_target_widget_1706160205713) [![Img 13](https://5316042.fs1.hubspotusercontent-na1.net/hub/5316042/hubfs/13%20de%20Octubre%202025/Img%2013.png?width=1200&length=1200&name=Img%2013.png)](https://planmedico.humana.med.ec/cobertura-integral#hs_form_target_widget_1706160205713) [![Img 14](https://5316042.fs1.hubspotusercontent-na1.net/hub/5316042/hubfs/13%20de%20Octubre%202025/Img%2014.png?width=1200&length=1200&name=Img%2014.png)](https://planmedico.humana.med.ec/cobertura-integral#hs_form_target_widget_1706160205713) ![Img 3](https://planmedico.humana.med.ec/hubfs/05%20de%20Agosto%202024/Img%203.png "Img 3") ![Img 4](https://planmedico.humana.med.ec/hubfs/05%20de%20Agosto%202024/Img%204.png "Img 4") ![Img 5](https://planmedico.humana.med.ec/hubfs/05%20de%20Agosto%202024/Img%205.png "Img 5") [![](https://planmedico.humana.med.ec/hubfs/05%20de%20Agosto%202024/Btn%204.png)](https://planmedico.humana.med.ec/cobertura-integral#hs_form_target_widget_1706160205713) ![LANDING-DESKTOP-02-Jan-25-2024-07-49-27-8868-PM](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-02-Jan-25-2024-07-49-27-8868-PM.png "LANDING-DESKTOP-02-Jan-25-2024-07-49-27-8868-PM") ## Cobertura anual por persona ## $50.000 ## Deducible anual  por persona ![LANDING-DESKTOP-05-3](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-05-3.png "LANDING-DESKTOP-05-3") Cobertura ![LANDING-DESKTOP-02-Jan-26-2024-09-24-56-7472-PM](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-02-Jan-26-2024-09-24-56-7472-PM.png "LANDING-DESKTOP-02-Jan-26-2024-09-24-56-7472-PM") ![LANDING-DESKTOP-03-4](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-03-4.png "LANDING-DESKTOP-03-4") ## Cobertura anual por persona ## $150.000 ## Deducible anual  por persona ![LANDING-DESKTOP-04-3](https://planmedico.humana.med.ec/hubfs/LANDING-DESKTOP-04-3.png "LANDING-DESKTOP-04-3") Cobertura ![LANDING-DESKTOP-02-Jan-25-2024-05-19-52-3438-PM](https://planmedico.humana.med.ec/hs-fs/hubfs/LANDING-DESKTOP-02-Jan-25-2024-05-19-52-3438-PM.png?width=309&height=104&name=LANDING-DESKTOP-02-Jan-25-2024-05-19-52-3438-PM.png "LANDING-DESKTOP-02-Jan-25-2024-05-19-52-3438-PM") ![Icon 1](https://planmedico.humana.med.ec/hs-fs/hubfs/05%20de%20Agosto%202024/Icon%201.png?width=80&height=81&name=Icon%201.png "Icon 1") Red Humana: Practihumana --- ![Icon 2](https://planmedico.humana.med.ec/hs-fs/hubfs/05%20de%20Agosto%202024/Icon%202.png?width=80&height=76&name=Icon%202.png "Icon 2") Consultas médicas: •Metrored desde $4.00 •Otros desde $8.00 --- ![Icon 3](https://planmedico.humana.med.ec/hs-fs/hubfs/05%20de%20Agosto%202024/Icon%203.png?width=80&height=80&name=Icon%203.png "Icon 3") Hospitales referenciales: •Hospital Metropolitano (Quito) •Omni Hospital (Guayaquil) --- ![Icon 4](https://planmedico.humana.med.ec/hs-fs/hubfs/05%20de%20Agosto%202024/Icon%204.png?width=80&height=75&name=Icon%204.png "Icon 4") Exámenes de diagnóstico: •90% en el plan MH 150 •80% en el plan MH 80 --- ![Icon 5](https://planmedico.humana.med.ec/hs-fs/hubfs/05%20de%20Agosto%202024/Icon%205.png?width=80&height=79&name=Icon%205.png "Icon 5") Hospitalización, cobertura de: •Hasta el 90% en el plan MH 150 •Hasta el 80% en el plan MH 80 --- ![Icon 6](https://planmedico.humana.med.ec/hs-fs/hubfs/05%20de%20Agosto%202024/Icon%206.png?width=80&height=86&name=Icon%206.png "Icon 6") Medicinas, cobertura de hasta: 90% --- © 2026 Humana S.A. © Humana, 2025